Ontario Renovates Program 

• a one-time 10-year loan up to $25,000 for home repairs
• a one-time grant up to $5,000 for home accessibility modifications

• Seniors aged 60 or older and/or persons with disabilities
• Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000)
• Total household assets at or below $30,000 (including TFSAs, GICs, bonds, mutual funds, savings accounts).

• This property must be the sole and principal residence located within London or Middlesex County.
• Property tax assessment value at or below $320,000 (not fair market value/resale value).
• Mortgage payments and property taxes must be up to date.
• Insurance coverage is in place for the full value of the home.

• Completed and signed Ontario Renovates Program application forms with supporting documentation.
• Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card) for all homeowner(s).
• 2024 Canada Revenue Agency (CRA) Notice of Assesment.
• Property Tax Assesment verifying tax value and up-to-date payments.
• Confirmation of mortgage and insurance coverage.
• List of liquid assets for household members 18 and over.
• Three (3) estimates for proposed repairs/modifications.
• Pictures showing proposed repairs/modifications.

• heating system
• chimneys
• doors and windows
• foundations
• roofs
• walls
• floors
• vents/louvers
• electrical systems
• plumbing
• septic system

• ramps
• fire alarms
• chair and bath lifts
• handrails
• grab bars
• raised toilets
• levered handles
• accessible shower stalls
• personal emergency response system
• height adjustment to countertops

Please note: Additional supporting documentation (i.e. Medical form) may be requested for assessment of accessibility modification eligibility.

Up to $5,000 grant for approved rental unit accessibility modifications

• Senior’s age 60 or older and/or persons with disabilities
• Annual gross household income at or below $95,000 (based on the previous year Notice of Assessment line 15000).
• The total household assets of household members 18 years and older at or below $30,000 (includes TFSAs, GICs, bonds, mutual funds, savings accounts.)

• Located within London or Middlesex County.
• Mortgage payments and property taxes must be up to date.
• Insurance coverage is in place for the full value of the home. 

• Completed and signed Ontario Renovates application form with supporting documentation
• Government-issued photo identification (i.e., driver’s license, passport, citizenship, or Ontario photo card)
• 2024 Canada Revenue Agency (CRA) Notice of Assesment.
• A copy of the executed lease/tenancy agreement or rent receipts, indicating the current rental amount is within the Average Market Rent (AMR) for the service area.
• List of liquid assets for household members 18 and over.
• Three (3) estimates for proposed accessibility modifications.
• Pictures showing proposed accessibility modifications.

• Confirmation of mortgage payments, taxes, and insurance coverage.

• The rental unit must be modest.
• Rent not exceeding the Average Market Rent (AMR) in the City of London and Middlesex County:

          - Bachelor: $1,032

          - One Bedroom: $1,302

          - Two Bedroom: $1,547

          - Three Bedroom: $1,818

• Accessibility modifications must not lead to a rent increase beyond standard yearly increments permitted by the Residential Tenancies Act, 2006.
• Rent must remain within the AMR for 15 years, with yearly reviews.

• ramps
• fire alarms
• chair and bath lifts
• handrails
• grab bars
• raised toilets
• levered handles on doors and faucets
• accessible shower stalls
• personal emergency response system
• height adjustment to countertops

Please note: Additional supporting documentation (i.e., Medical form) may be requested to assess accessibility modification eligibility, at the discretion of the City of London.